CareScout's 2025 survey puts New York's non-medical caregiver median at $35/hour. At 44 hours a week that is roughly $6,673/month -- close to, but still under, the $7,110/month New York assisted living median. Past roughly 50 hours a week, in-home care in New York typically costs more than a licensed assisted living community.
The crossover math
| Hours/week | Approx. monthly cost at $35/hr |
|---|---|
| 10 | $1,517 |
| 20 | $3,033 |
| 40 | $6,067 |
| 44 (full-time) | $6,673 |
| 60 | $9,100 |
| 168 (round-the-clock) | $25,480 |
Once a parent needs more than roughly 45-50 hours of paid help a week, run the math directly against New York's $7,110/month assisted living median before assuming home is the cheaper option -- it frequently is not, once overnight or round-the-clock coverage is needed.
When home usually wins
Below about 20-25 hours a week, or when a spouse or family member covers unpaid hours, staying home is usually the lower-cost path, and it avoids a move entirely.
